Heyl Royster


Patrick Cloud

Patrick Cloud


  • “Insurer Exposure to Extracontractual Liability: An Overview,” Illinois Defense Counsel Quarterly Monograph (2018) - Download Article
  • “An Examination of Reasonableness Requirements for Settlements by Insureds: Central Mutual Insurance Company v. Tracy’s Treasures, Inc.,” Illinois Defense Counsel Quarterly (2018) - Download Article
  • “Settling Without Consent: The When and The How,” FDCC Insights, A Journal for Defense and Corporate Counsel (2016) - Download Article
  • "Additional Limits to the Targeted Tender Doctrine: AMCO Insurance Co. v. Cincinnati Insurance Co.," Illinois Defense Counsel Quarterly (2015) - Download Article
  • "Intentional Act Exclusion," chapter in Commercial and Professional Liability Insurance Practice Handbook, Illinois Institute for Continuing Legal Education Handbook (2014)
  • "Survey of Insurance Law Cases," Illinois Association of Defense Trial Counsel's 2013 Survey of Law (2014) - Download Article
  • "Unintended Consequences of Additional Insured Endorsements: Coverage for an Additional Insured Where the Claim Arose from the Named Insured's Professional Services," Illinois Defense Counsel Quarterly (2013) - Download Article
  • "In the Wrong Place at the Wrong Time: Defense Counsel as Ethically Challenged or Merely in a Position where Appearance of Impropriety Exists when Insurer and Insured have Conflict of Interest?" Illinois Defense Counsel Quarterly Monograph (2012) - Download Article
  • "Bankruptcy and Insured versus Insured Exclusions Did Not Apply to Claims by Trustee against Company Directors," IDC Defense Update, Vol. 12, No. 15 (2011) - Download Article
  • "Equitable Subrogation and Reimbursement Did Not Apply to a Self-Insured Municipality," IDC Defense Update, Vol. 12, No. 15 (2011) - Download Article
  • "Amount of Coverage for Series of Related Legal Malpractice Claims Limited to 'Each Claim' Limit of Liability," IDC Defense Update, Vol. 12, No. 15 (2011) - Download Article
  • "Survey of Illinois Law: Employment Law," Southern Illinois University Law Journal (2010) - Download Article

Public Speaking

  • “Darkness Falls: Exposure to Extracontractual Liability”
    Heyl Royster's 33rd Annual Claims Handling Seminar 2018
  • “Independent Counsel and the Ethics of the Tripartite Relationship”
    Insurance Coverage Institute: Downstate 2018
  • “Off the Field: Insurance Coverage Issues”
    Heyl Royster's 32nd Annual Claims Handling Seminar 2017
  • “Working Through Not-So-Common Coverage Issues”
    Heyl Royster's 31st Annual Claims Handling Seminar 2016
  • “Recent Developments in Insurance Coverage”
    Heyl Royster’s 30th Annual Claims Handling Seminar 2015
  • “The Insurance Jungle – Navigating Your Way to Successful Results”
    Moderator, Illinois Institute for Continuing Legal Education, St. Louis, Missouri 2015
  • “Uncertainty Piled Onto Confusion: Jury Instructions In Construction Cases After Ramirez v. FCL Builders
    IDC 2015 Statewide CLE Series, Edwardsville, Illinois 2015
  • “Handling Insurance Coverage Disputes”
    Moderator, Illinois Institute for Continuing Legal Education, Bloomington, Illinois 2014
  • “Insurance Coverage Update”
    Heyl Royster’s 29th Annual Claims Handling Seminar 2014
  • “Insurance Coverage Update”
    Heyl Royster’s 28th Annual Claims Handling Seminar 2013
  • “Insurance Coverage Update”
    Heyl Royster’s 27th Annual Claims Handling Seminar 2012
  • “Personal Auto Policy: The Fundamentals”
    PLRB/LIRB Claims Conference & Insurance Services Expo, Orlando, Florida 2012
  • “Insurance Coverage Update”
    Heyl Royster's 26th Annual Claims Handling Seminar 2011
  • “Insurance Coverage Update”
    Heyl Royster’s 25th Annual Claims Handling Seminar 2010
  • “Personal Auto Policy: The Fundamentals”
    PLRB/LIRB Claims Conference & Insurance Services Expo, Nashville, TN 2011